2025 Ira Contribution Limits Table Over 50. Contribute up to $23,500 to a 401k or similar plan ($30,500 if 50 or older). For 2025, you can contribute up to $7,000 to your ira, or $8,000 if 50 or older (same as 2024).

The irs determines the maximum contribution for each type of ira annually, and they recently announced the updated limits for tax year 2025. Hsa, fsa, estate and gifting limits, and more.